Commercial Insurance Options

Property

A policy is only as good as the agency behind it. And, certainly, no threat to property and assets is small enough to leave to chance. Complete property coverage is an absolute must. We offer a complete array of coverage such as All Risk protection against fire, theft, windstorm, flood, loss of income through business interruption. Primary or Excess protection from either U.S. or foreign firms. Loss control and engineering services are available. Plus discount incentives to reward safety measures including sprinklers, fire, and burglar alarms, and superior construction.

Business Auto

If your business depends on rolling stock such as passenger autos, delivery trucks, tractor trailers, we can provide auto liability coverage with high limits. Also physical damage coverage. We can protect your transport inventory, from one vehicle to large fleets, with out-of-state exposures. We can also include Cargo Insurance, Garage Liability, Garage Keepers and Hired and Non Owned auto liability.

Business Liability

In a litigious society characterized by multi-million-dollar judgments, it pays to insure your business against the extraordinary costs of legal defense, as well as the ultimate judgment. We can provide coverage for your premises, for product or professional liability. Including completed operations coverage for contractors. Plus Primary or Excess Catastrophic Umbrella coverage with high limits of protection for large businesses. Directors and Officers Management Liability plus much more.

Workers' Compensation

Guaranteed Cost Plans, Large Deductible Programs, Retrospective Rating or Dividend options. Self Insurance or Captive Re-Insurance Companies. Numerous options to help you manage your employee’s injuries on the job. Complete Risk Management services available from Loss Control to Claims Adjustments to Managed Health Care Systems.

Bonds

We offer a broad range of products to accommodate specific situations. Performance bonds for contractors. Fidelity bonds for banks, credit unions and stock brokerage firms for losses due to employee dishonesty. Miscellaneous court and commercial bonds.